Does Health Insurance Cover A Dermatologist

A dermatologist is a physician who specializes in the diagnosis and treatment of conditions related to your skin, nails and hair. According to the American Academy of Dermatology (AAD) Association, these specialists are trained to recognize and remedy over 3,000…

Why Does Health Insurance Keep going Up

To say that medical insurance is expensive is an understatement. Though the solution is heavily debated, there is a consensus that insurance premiums are driven by the rising cost of health care services and pharmaceutical drugs. Based on National Health…

Where Does Health Insurance Money Go

The cost of health insurance premiums can be overwhelming, and every year brings the dreaded premium increases, sometimes with reduced benefits. This begs the question: How does your health insurance company spend the premiums collected?  Your premiums go toward the…

When Does Health Insurance Renew

Why it’s essential to renew your insurance Insurance policies, including health coverage, renew on an annual basis. It’s important to keep track of your renewal dates to avoid a lapse in coverage. To be sure you receive notification reminders from…

What Is The Average Cost For Health Insurance

When you think about the cost of health insurance, you may be focusing on the premium. But it’s a good idea to weigh the benefits against all the costs you can incur. Out-of-pocket costs can add up quickly, especially if…

What Does Health Insurance Cost In Retirement

As advancements in medicine and lifestyle improvements have led to longer life expectancy in the United States, health insurance in retirement has become a hot topic in recent decades. Even though America’s healthcare system is able to offer seniors better…

How Does Health Insurance Work Through An Employer

In the United States, health insurance is commonly tied to employment. In March 2021, the U.S. Bureau of Labor Statistics (BLS) collected data showing that 70% of private-industry workers and 89% of government workers had access to employer-sponsored health care…

HMO vs. PPO – Understanding the Differences

Health insurance helps pay for medical expenses, but the reality is that different types of plans pay for healthcare costs differently. In fact, depending on your plan, you may be limited in terms of which doctors and specialists you can…

Enrollment

When Can I Enroll in Medicare? Original Medicare is a government program that provides healthcare coverage for individuals 65 years of age and older, or for certain people who qualify due to disability under the age of 65.    Turning 65…

What is OEP (Open Enrollment Period)?

If you’re unsatisfied with the Medicare insurance plan you currently have, or you’d like to explore the options available to you, Medicare gives you the opportunity to make changes to your coverage during certain enrollment periods during the year. The Open…

Understanding Medicare Advantage (Medicare Part C)

Medicare Advantage (MA), also known as Medicare Part C, is an alternative to Original Medicare. Offered by private insurance companies, MA plans are required to include the same Part A and Part B benefits of Original Medicare, but many recipients…