What is Medicare

Since the 1960s, Medicare, the largest public health program in the United States, has been providing health care insurance for seniors over 65, younger people with disabilities, and those with end-stage renal disease. Today there are 62.6 million people in…

Why Does Health Insurance Exist

Health insurance probably isn’t something you get excited thinking about, but when a medical concern pops up, having health insurance is probably at the front of your mind. The truth is that health insurance is one of the most important…

Who Can Get Free Health Insurance

Medical insurance is vital to protecting your health and your bottom line, but the unfortunate truth is that insurance can be expensive. For many Americans, private health insurance can come with monthly costs that can range into the hundreds or…

When Does Health Insurance End For 26 Year Olds

Although Americans are legally recognized as adults upon turning 18, many still struggle to get a foothold in adulthood until they reach their early or mid-twenties. Although everyone has different circumstances in life, a tight job market and rising housing…

When does a health insurance deductible reset

Most insurance plans charge a monthly premium, but many of them also include a deductible. This is the amount of money that you, the plan recipient, agree to pay prior to your full benefits kicking in toward your medical care…

Understanding Medicare vs. Medicaid

Two of the most well-known government programs, Medicare and Medicaid, have been providing health care benefits and assistance for people who qualify since 1965. These health care programs have names that sound alike, but they are quite different in regards…

Medicare Eligibility

While the Medicare program is most commonly known as a health care insurance program for seniors 65 and over, it also covers some people who are younger than 65 who qualify. If you are looking for information about whether you…

Is Health Insurance Required

Health care is one of the most contentious topics in the United States. Without medical insurance, you risk unsurmountable medical bills. But for some people, insurance itself is cost-prohibitive.  When you receive medical services and don’t have health insurance, some…

Does Health Insurance Cover Therapy

Mental health is as important as physical health, but there was a time not even 20 years ago when health insurance companies could cover mental health care to a lesser extent than physical health services. For example, your insurance policy…

Does Health Insurance Cover Dental

By examining your mouth, a dentist can identify issues related to other parts of your body. A Doctor of Medicine in Dentistry (DMD) can detect signs of kidney disease, diabetes, cancer, heart disease and other disorders. Yet, the Centers for Disease…

Costs Of Long-Term Care Insurance

The Department of Health and Human Services (HHS) estimates that “more than 10,000 people turn 65 every day in the United States.” Active lifestyles and medical advancements contribute to overall health and longevity. Planning for the day when you need…

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Why Does Health Insurance Cost So Much?

Medical costs seem to increase every year, and along with these cost increases, health insurance premiums often follow. To add to this, deductibles often rise along with premiums and the overall cost of healthcare, leaving many Americans to wonder why…